Building Homes, Changing Lives
At Gibson County Habitat for Humanity, we work together with hardworking families to create safe, affordable homes that foster hope, stability and a stronger community.
Gibson County Habitat builds new homes for qualified applicants. These homes are then sold to qualified applicants through a variety of home mortgage financing programs.
Why we Help
· Home ownership fosters family stability
· Home ownership builds strong neighborhoods and communities
· Homeownership contributes to community and regional economic growth
· Our veterans and seniors deserve to live lives of dignity and safety in their own homes
How we Help
· New home construction for low-income hardworking families
· Home rehabilitation and modification to help low-income seniors
· Home access, mobility and lifestyle improvements for our disabled Veterans
Frequently asked questions
Does Habitat Give Houses away?
No.
Our programs are designed to help hardworking families that meet the qualifications and the needs for the houses that we built. Each family is required to perform a combination of construction related activities and attend homeowner education classes that are part of the qualification process.
Who Qualifies for New Houses construction?
Hardworking families that have a total household income of 60% and less than 80% of the median income for the area, with a credit score of 640 or more and meet the debt-to-income ratio limit of less than 43%.
Other requirements include demonstrating a need for decent housing, the ability and willingness to make the mortgage payments, assisting in the home construction activities and completing the required Homeownership Education classes.
How are we Funded?
We rely on the generosity and compassion of local individuals and our business sponsors for the monetary donations that fund our mission. While Gibson County Habitat for Humanity is an affiliate of Habitat for Humanity International, we operate completely independent of HFHI.
We do apply for various state and federal housing grants through THDA and HUD when they become available.
How Are Families Selected?
Our Homeowner Support Services Committee reviews all applications and associated documents, verifies applicants needs and conducts interviews with applicants.
The committee then makes recommendations to the board of directors. The board of directors make the final determination and the selection of the most qualified family from all qualified applicants.
How Can I Get Involved?
Whether you would like to apply for a Habitat house or housing assistance, or you would like to contribute your time and energy as a volunteer or your civic organization, or your church, we welcome your involvement.
Please email us at (volunteer@gibsoncountyhabitat.org)
Gibson County Habitat for Humanity
105 S. College St.
Trenton, TN 38382
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin. For information on Fair Housing and Equal Opportunity, click here or contact your local HUD office.
